Finance

I stopped drinking milk a few years ago after learning that there was about 13 grams of sugar per serving. My favorite kind of milk is nonfat so it’s not that I was even drinking whole (but I probably could if I wanted to. . . ). Also, milk at the time was about $3-$4…

In March of 2015, my husband and I were married (for the first time), took a four day honeymoon and then packed up my little Toyota Corolla and began a 2 day road trip from our small town in California to the big city of Austin, Texas. During this time, my husband had been working…

This post contains affiliate links For Christmas this year, my husband and I were SPOILED with gift cards and money from our families! We are SO grateful, humbled and blessed! A few years ago, I would’ve immediately created a list of things I wanted but didn’t need and would have spent the money right away. Let’s just…

That’s the question I’ve been asking myself when it comes to purchasing items for our home. I recently discovered the beauty of Ebates. I’m bummed to think that I’ve gone years knowing about Ebates but never having signed up. That all changed when I began reading the book Money Making Mom and learned about residual…

Money Matters Money is something that everybody wants but nobody seems to have  (even though we all know that whatever our circumstances are, we really are blessed considering that we are doing far better than we deserve).  In order to grasp financial planning on any scale,  I highly recommend purchasing Financial Peace University by Dave Ramsey. …

Rule #4 Learn How to Shop When people ask me what my favorite sport is many things come to mind. First of all I immediately think of strategy. Without a means for implementing strategy a sport is just not as exciting. I also think of the stamina and endurance required in facing challenges and staying…

This post contains affiliate links  Don’t use it? Sell it! Sites like Ebay, Amazon and Half.com are great places to start. Wash your hair every other day. To avoid grease rinse your hair with water or sprinkle some baking powder on to your scalp. Don’t buy stuff you don’t need. (It’s a simple principle, but…

Rule #3 Create and Use A Budget The most important aspect about a budget is having one. My parents have been telling me this for years (my dad even installed budgeting software on my computer!). Since my love for shopping continues to grow, I decided that budgeting is a must. First of all, it is Biblical…

Rule #2 Open A Bank Account   Despite common misconceptions, banking doesn’t have to be boring! There are at least three different accounts an individual should open: checking, savings and retirement. A checking account is basically for your earnings to be deposited into and for you to pay bills, tithe and make purchases. Additionally, many…